Atome PH - Buy Now Pay Later
9.6 34K+
v2.142.0 by NEURONCREDIT FINANCING COMPANY INC.
About atome
atome (Package Name: ph.atome.paylater) is developed by NEURONCREDIT FINANCING COMPANY INC. and the latest version of Atome PH - Buy Now Pay Later 2.142.0 was updated on September 18, 2025. Atome PH - Buy Now Pay Later is in the category of Shopping. You can check all apps from the developer of Atome PH - Buy Now Pay Later. Currently this app is for free. This app can be downloaded on Android 8.0+ on APKFab or Google Play. All APK/XAPK files on APKFab.com are original and 100% safe with fast download.
Atome – One app, multiple financial solutions!
Manage your money effortlessly with the Atome Card, quick cash loans through Atome Cash, and earn daily interest with Atome Savings.
In today’s world, e-wallets, digital banks, and PayLater apps are essential. Atome offers more than shopping—flexible credit, installment plans, and a paperless savings feature with no minimum balance or strict requirements.
🌟 Shop smarter – Scan to pay with QR Ph and enjoy flexible 3 or 6-month installments with the Atome Card, plus "red">0% interest on monthly purchases.
⚡ Access cash instantly – Get fast, low-interest loans with Atome Cash for your daily needs.
💰 Grow your wealth – Save with Atome Savings at "red">3.25%* p.a. daily interest.
*Rates might adjust based on Netbank’s policies and market conditions.
【Atome Card】
1. Flexible payment and installment options
• Stretch your budget. Pay later at 0% interest on monthly purchases, with installments up to 6 months.
2. Easy application
• Apply in the app in minutes. No paperwork needed.
3. Convenient for your needs
• Shop with up to a ₱200,000 spending limit.
4. Pay later anywhere that accepts Mastercard
• Link your physical/virtual Atome Card to shop online, like on Lazada, Shopee, and Grab, tap-to-pay in-store, even overseas.
• Pay utilities and bills through apps such as BillEase via GrabPay, Home Credit, and TendoPay via Bayad Center.
5. Card bills payment
• Choose preferred payment method: Credit/Debit Card, InstaPay via your online banking app (BPI, BDO, CIMB, GoTyme, UNO Digital Bank, Landbank, Security Bank, UnionBank), e-wallets like Maya and GCash, or over-the-counter.
【Atome Savings】
Atome Card users can open a savings account and earn up to 3.25%* interest p.a.daily. Enjoy zero fees, no minimum balance, and deposit protection via PDIC coverage up to ₱1M.
【Atome Cash】
Need a fast cash loan? Atome Cash loan offers quick approval and disbursement for up to ₱50,000. Repay loans in installments up to 12 months, with 1.75% interest.
Apply in-app if you are:
• A registered Atome user with past in-app transactions
• At least 18 years old with a valid ID
• With a bank account, such as BPI, BDO, UnionBank, and more.
ATOME CARD APPLICATION ELIGIBILITY
• Valid PH ID
• At least 18 years old
• No minimum income requirement
• No paperwork
HOW TO APPLY FOR THE ATOME CARD
1. Download the Atome app and tap the Card tab on the home page.
2. Tap “Apply for free” and choose your preferred Atome Card.
3. Fill in your personal information and upload your ID.
4. Get approved in 1-2 days.
5. Receive your Atome Card via mail.
HOW TO SHOP WITH THE ATOME CARD
1. Activate your physical card on the Atome app
2. Use virtual card to shop online
3. Use physical card to shop online and in-store
ATOME CARD INSTALLMENT PLANS:
• Monthly interest rates as low as 2%
• APR ranging from 0% to 46%
• No service charges
• Installment plans available in 3 or 6 months.
Example total loan cost:
• Total monthly bill: ₱2,000
• Bill amount: ₱2,000
• Repayment term: 3 months
• Monthly interest rate: 2% (₱40)
• Total payment: ₱2,120 at ₱706.67/month
ATOME CASH LOAN TERMS:
• Monthly interest rates as low as 1.75%
• APR not more than 36%
• No service charges
• Installment plans for up to 12 months.
Example total loan cost:
• Total loan amount: ₱3,000
• Repayment term: 6 months
• Monthly interest rate: 1.75% (₱52.50)
• Total payment: ₱3,052.50 at ₱508.75/month
Business Name: Atome PH
Corporate Name: Neuroncredit Financing Company Inc.
SEC Registration Number: CS201816338
Certificate of Authority No.: 1178
Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040
Contact:
Web: https://www.atome.ph/atome-card
Help Center:[email protected]
https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card
Social media:https://web.facebook.com/atomecardph
https://www.instagram.com/atome.ph/
Manage your money effortlessly with the Atome Card, quick cash loans through Atome Cash, and earn daily interest with Atome Savings.
In today’s world, e-wallets, digital banks, and PayLater apps are essential. Atome offers more than shopping—flexible credit, installment plans, and a paperless savings feature with no minimum balance or strict requirements.
🌟 Shop smarter – Scan to pay with QR Ph and enjoy flexible 3 or 6-month installments with the Atome Card, plus "red">0% interest on monthly purchases.
⚡ Access cash instantly – Get fast, low-interest loans with Atome Cash for your daily needs.
💰 Grow your wealth – Save with Atome Savings at "red">3.25%* p.a. daily interest.
*Rates might adjust based on Netbank’s policies and market conditions.
【Atome Card】
1. Flexible payment and installment options
• Stretch your budget. Pay later at 0% interest on monthly purchases, with installments up to 6 months.
2. Easy application
• Apply in the app in minutes. No paperwork needed.
3. Convenient for your needs
• Shop with up to a ₱200,000 spending limit.
4. Pay later anywhere that accepts Mastercard
• Link your physical/virtual Atome Card to shop online, like on Lazada, Shopee, and Grab, tap-to-pay in-store, even overseas.
• Pay utilities and bills through apps such as BillEase via GrabPay, Home Credit, and TendoPay via Bayad Center.
5. Card bills payment
• Choose preferred payment method: Credit/Debit Card, InstaPay via your online banking app (BPI, BDO, CIMB, GoTyme, UNO Digital Bank, Landbank, Security Bank, UnionBank), e-wallets like Maya and GCash, or over-the-counter.
【Atome Savings】
Atome Card users can open a savings account and earn up to 3.25%* interest p.a.daily. Enjoy zero fees, no minimum balance, and deposit protection via PDIC coverage up to ₱1M.
【Atome Cash】
Need a fast cash loan? Atome Cash loan offers quick approval and disbursement for up to ₱50,000. Repay loans in installments up to 12 months, with 1.75% interest.
Apply in-app if you are:
• A registered Atome user with past in-app transactions
• At least 18 years old with a valid ID
• With a bank account, such as BPI, BDO, UnionBank, and more.
ATOME CARD APPLICATION ELIGIBILITY
• Valid PH ID
• At least 18 years old
• No minimum income requirement
• No paperwork
HOW TO APPLY FOR THE ATOME CARD
1. Download the Atome app and tap the Card tab on the home page.
2. Tap “Apply for free” and choose your preferred Atome Card.
3. Fill in your personal information and upload your ID.
4. Get approved in 1-2 days.
5. Receive your Atome Card via mail.
HOW TO SHOP WITH THE ATOME CARD
1. Activate your physical card on the Atome app
2. Use virtual card to shop online
3. Use physical card to shop online and in-store
ATOME CARD INSTALLMENT PLANS:
• Monthly interest rates as low as 2%
• APR ranging from 0% to 46%
• No service charges
• Installment plans available in 3 or 6 months.
Example total loan cost:
• Total monthly bill: ₱2,000
• Bill amount: ₱2,000
• Repayment term: 3 months
• Monthly interest rate: 2% (₱40)
• Total payment: ₱2,120 at ₱706.67/month
ATOME CASH LOAN TERMS:
• Monthly interest rates as low as 1.75%
• APR not more than 36%
• No service charges
• Installment plans for up to 12 months.
Example total loan cost:
• Total loan amount: ₱3,000
• Repayment term: 6 months
• Monthly interest rate: 1.75% (₱52.50)
• Total payment: ₱3,052.50 at ₱508.75/month
Business Name: Atome PH
Corporate Name: Neuroncredit Financing Company Inc.
SEC Registration Number: CS201816338
Certificate of Authority No.: 1178
Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040
Contact:
Web: https://www.atome.ph/atome-card
Help Center:[email protected]
https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card
Social media:https://web.facebook.com/atomecardph
https://www.instagram.com/atome.ph/
atome 2.142.0 Update
【 New: Atome Card Cashback! 】🎉 Earn up to ₱6,000 cashback and more rewards.
Successfully refer Atome Card to friends and family and receive a reward for every application step they accomplish.
Read More
atome Features
Previous Versions More
Atome PH - Buy Now Pay Later
2.142.0
APK
September 19, 2025
72.04 MB
Requires Android: Android 8.0+
Architecture: arm64-v8a, armeabi-v7a
Screen DPI: 120-640dpi
SHA1: 3fb83aca1402f485cbab0217cf96f98edb7353e4
Size: 72.04 MB
What's New:
【 New: Atome Card Cashback! 】
🎉 Earn up to ₱6,000 cashback and more rewards.
Successfully refer Atome Card to friends and family and receive a reward for every application step they accomplish.
🎉 Earn up to ₱6,000 cashback and more rewards.
Successfully refer Atome Card to friends and family and receive a reward for every application step they accomplish.
Atome PH - Buy Now Pay Later
2.141.0
APK
September 16, 2025
71.3 MB
Requires Android: Android 8.0+
Architecture: arm64-v8a, armeabi-v7a
Screen DPI: 120-640dpi
SHA1: 0640198077584f59bdf932b9ffd6552e5f3f4f38
Size: 71.3 MB
What's New:
【 New: Atome Card Cashback! 】
🎉 Earn up to ₱6,000 cashback and more rewards.
Successfully refer Atome Card to friends and family and receive a reward for every application step they accomplish.
🎉 Earn up to ₱6,000 cashback and more rewards.
Successfully refer Atome Card to friends and family and receive a reward for every application step they accomplish.
Atome PH - Buy Now Pay Later
2.140.0
APK
September 6, 2025
71.26 MB
Requires Android: Android 8.0+
Architecture: arm64-v8a, armeabi-v7a
Screen DPI: 120-640dpi
SHA1: 28a24c0f1d99e92ac0cfc607446cec732b0ca341
Size: 71.26 MB
What's New:
【 New: Atome Card Cashback! 】
🎉 Earn up to ₱6,000 cashback and more rewards.
Successfully refer Atome Card to friends and family and receive a reward for every application step they accomplish.
🎉 Earn up to ₱6,000 cashback and more rewards.
Successfully refer Atome Card to friends and family and receive a reward for every application step they accomplish.
Atome PH - Buy Now Pay Later
2.139.0
APK
September 3, 2025
71.17 MB
Requires Android: Android 8.0+
Architecture: arm64-v8a, armeabi-v7a
Screen DPI: 120-640dpi
SHA1: b23c7b642d72abd7db5a691b0d4e65250628e8a9
Size: 71.17 MB
What's New:
【 New: Atome Card Cashback! 】
🎉 Earn up to ₱6,000 cashback and more rewards.
Successfully refer Atome Card to friends and family and receive a reward for every application step they accomplish.
🎉 Earn up to ₱6,000 cashback and more rewards.
Successfully refer Atome Card to friends and family and receive a reward for every application step they accomplish.
More Information
Package Name:
Update Date:
2025-09-18
Latest Version:
2.142.0
Need Update:
Available on:
Requirements:
Android 8.0+
Report:
